Competenze digitali e finanziarie nel primo lockdown: l’impatto sul benessere finanziario degli anziani

In Italy, the older age group is characterised by a significantly lower level of digital skills, usage and equipment than adults. This gap overlaps with that of financial skills, which are essential for financial well-being. The paper analyse how digital literacy, financial literacy and digital financial literacy influence the perception of a chance in one’s financial wellbeing after the arrival of COVID-19 pandemic. The study comments on the main findings of a quantitative survey on 328 older people, representative of the national population by gender and age group, living in the northern regions most affected by the pandemic and able to answer an online questionnaire. The results indicate that digital literacy helped protect against a worsening of one’s (perceived) economic situation, but not financial literacy.