Consolidation in the banking industry has caused concern about the survival of small banks. Empirical evidence, however, shows that small banks are performing better than larger banks in terms of loan growth and profitability. This paper investigates the determinants of such unexpected superior performance; in particular we posit that peculiarities of small banks, like their ability to lever on relationship lending, are good explanatory variables of their recent loan growth

Bongini, P., Di Battista, M., Zavarrone, E. (2007). The Value of Relationship Lending: Small Banks in an Era of Consolidation. ECONOMIC NOTES, 36(3), 209-230 [10.1111/j.1468-0300.2007.00184.x].

The Value of Relationship Lending: Small Banks in an Era of Consolidation

BONGINI, PAOLA AGNESE;ZAVARRONE, EMMA
2007

Abstract

Consolidation in the banking industry has caused concern about the survival of small banks. Empirical evidence, however, shows that small banks are performing better than larger banks in terms of loan growth and profitability. This paper investigates the determinants of such unexpected superior performance; in particular we posit that peculiarities of small banks, like their ability to lever on relationship lending, are good explanatory variables of their recent loan growth
Articolo in rivista - Articolo scientifico
small banks, relationship lending, bank consolidation
English
Bongini, P., Di Battista, M., Zavarrone, E. (2007). The Value of Relationship Lending: Small Banks in an Era of Consolidation. ECONOMIC NOTES, 36(3), 209-230 [10.1111/j.1468-0300.2007.00184.x].
Bongini, P; Di Battista, M; Zavarrone, E
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Utilizza questo identificativo per citare o creare un link a questo documento: http://hdl.handle.net/10281/3366
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