This study analyses the main barriers to effective competition in the provision of mortgage credit. The study considers and discusses barriers affecting both the supply (distance, information sharing, cross-selling practices, linkages between mortgage lenders and other market players) and the demand (switching and search costs) side of the market. Based on the available evidence it provides an assessment of the extent to which such barriers restrict competition in the mortgage market.
Buccirossi, P., Cerasi, V., Ciari, L., Spagnolo, G., Tognoni, M. (2011). Responsible lending - Barriers to Competition: a study on the mortgage industry for the European Parliament [Rapporto tecnico].
Responsible lending - Barriers to Competition: a study on the mortgage industry for the European Parliament
CERASI, VITTORIA;
2011
Abstract
This study analyses the main barriers to effective competition in the provision of mortgage credit. The study considers and discusses barriers affecting both the supply (distance, information sharing, cross-selling practices, linkages between mortgage lenders and other market players) and the demand (switching and search costs) side of the market. Based on the available evidence it provides an assessment of the extent to which such barriers restrict competition in the mortgage market.
| File | Dimensione | Formato | |
|---|---|---|---|
|
PUBLISHED_REPORT_EP_JUNE2011.pdf
accesso aperto
Dimensione
1.57 MB
Formato
Adobe PDF
|
1.57 MB | Adobe PDF | Visualizza/Apri |
I documenti in IRIS sono protetti da copyright e tutti i diritti sono riservati, salvo diversa indicazione.
